Is there really a "perfect" time to buy stocks, or is that one of the biggest myths in investing? Should you wait for a market crash, buy when everyone else is optimistic, or simply start as soon as you can? In this guided discussion, hosted by Darema, a financial advisor who specialises in helping expats navigate investing, we'll explore what history actually tells us about market timing. Using real-world examples from major booms, crashes and recoveries, we'll examine the psychology behind bull and bear markets, why so many investors get timing wrong, and what separates disciplined investing from emotional decision-making.

Whether you've never bought a single stock or already have an investment portfolio, this session is designed for all knowledge levels. Together, we'll unpack the famous idea that "time in the market beats timing the market," discuss when timing genuinely does matter, and explore how different investing strategies perform under different market conditions. Expect practical insights, lively discussion and a clearer understanding of one of the most debated questions in personal finance, when, if ever, is the right time to invest?

买股票到底有没有所谓“最佳时机”，还是这本身就是投资里最大的一个误区？是应该等市场崩盘再进场？还是在大家都很乐观的时候买？又或者其实最简单的方法就是尽早开始？在这场讨论里，Darema 会从历史数据出发来聊市场择时这个问题。她专门帮助海外人士做投资规划。通过一些真实的牛市、熊市和复苏案例，会一起看市场情绪是怎么变化的，为什么很多投资者会在“买点”上做错判断，以及理性投资和情绪化操作之间的差别。

不管是完全没买过股票的人，还是已经有投资组合的人，这场都可以参与。过程中会一起拆解那句很常见的话——“在市场里的时间，比择时更重要”，同时也会讨论什么时候“择时”其实是有意义的，以及不同投资策略在不同市场环境下会怎么表现。整体会有比较多实际案例和讨论，重点是帮大家更清楚地理解一个经常被争论的问题：到底什么时候（如果有的话）才算是适合买入的时机。