Would you trust a TikTok video to tell you where to put your money? When did scrolling become part of investing? And how do you tell a useful insight from a convincing sales pitch? Join Darema, a financial advisor to expats and proud money nerd, for a lively discussion about how social media has changed our relationship with investing. From Reddit conversations to “finfluencers”—online creators sharing financial content—we’ll explore who gets our attention, what they’re promoting and why certain ideas spread. Has talking openly about money made us better informed, or simply given us more opportunities to follow the crowd?

Together, we’ll discuss how online enthusiasm can influence investment decisions and even stock prices, asking what separates useful knowledge from hype that leaves latecomers losing money. Why does a stranger’s confident prediction feel persuasive? When does a community help us learn, and when does it stop questioning itself? We’ll also unpack the vocabulary that has moved from financial circles into everyday conversations, including ETFs and meme stocks. No investing experience is necessary: Darema will happily explain the terms and welcome every question. Expect an accessible, entertaining conversation that helps you look more critically at your feed, and understand the money stories everyone seems to be sharing.

你会信一个 TikTok 视频告诉你钱该往哪放吗？刷手机是什么时候变成投资的一部分的？你又怎么分辨一条有用的见解和一个很有说服力的推销？跟着 Darema 来聊一场热闹的讨论吧。她是给外籍人士做理财的顾问，也是个骄傲的钱迷。这次聊社交媒体怎么改变了我们和投资的关系。从 Reddit 上的讨论，到“意见领袖们”——那些在网上分享理财内容的创作者——我们会看看谁抓住了我们的注意力、他们在推什么，还有为什么某些想法会传开。公开聊钱，是让我们更懂行了，还是只是给了我们更多跟风的机会？

我们会一起聊网上的热情怎么影响投资决定，甚至影响股价，也会问：有用的知识和那种让后来的人亏钱的炒作，到底差在哪？为什么一个陌生人很有把握的预测，听起来就那么有说服力？一个社群什么时候帮我们学到东西，又是什么时候不再质疑自己？我们还会拆一拆那些从金融圈跑进日常聊天的词，包括 ETF 和 meme 股票。不需要任何投资经验：Darema 会很乐意解释这些术语，欢迎所有问题。这会是一场好懂又好玩的聊天，帮你更批判地看自己的信息流，也搞懂那些大家好像都在转的钱的故事。