Are you familiar with the term "shadow banking"? Essentially it refers to any type of banking (mainly lending) that takes place outside the traditional (and regulated) banking sector. But what is it more specifically? How much does and in what ways does it happen? And how important is it to the world economy? What dangers can it pose and is it systemically problematic? What examples of failures in the sector are there?_x000D_ _x000D_ _x000D_ _x000D_ As the world continues to do more business together and new ways of defining money and assets come into play, the issues of regulation become more and more important. It directly affects the value of everything. So let's take an educated and serious look at shadow banking, its systems (or lack thereof) and its effects on economies._x000D_ _x000D_ _x000D_ _x000D_ 你熟悉“影子银行”这个词吗?从本质上讲，它指的是发生在传统(和受监管的)银行业之外的任何类型的银行业务(主要是贷款)。但更具体的是什么呢?它发生了多少，以什么方式发生?它对世界经济有多重要?它会带来什么危险?它是否存在系统性问题?这个行业有哪些失败的例子?_x000D_ _x000D_ _x000D_ _x000D_ 随着世界范围内的商业往来越来越多，以及定义货币和资产的新方式开始发挥作用，监管问题变得越来越重要。它直接影响到一切事物的价值。因此，让我们对影子银行、影子银行体系(或缺乏影子银行体系)及其对经济的影响进行一次深入而严肃的审视。